FCA Motor Finance Redress Scheme confirmed - compensation window opens 30 June 2026. Find out if you're owed money before it's too late.
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Find out if you've been mis-sold
car finance

You could be owed £829+* per agreement

Step 1 of 6 17%
Have you had a car on finance?
This includes PCP, HP, or any other car finance agreement since 2007.
Have you financed more than one vehicle since 2007?
Each agreement may increase your total compensation amount.
What is your name and date of birth?
Please use your full legal name as it appears on your driving licence or passport.
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Please enter your first name
Please enter your last name
Please enter a valid date of birth
What is your current address?
Enter your postcode and tap Find.

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Where should we send your results?
We'll keep you updated on your case progress by phone and email.
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Please confirm your details are correct, then sign to proceed.
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Please sign before submitting
Before submitting your claim, it is important that you review and agree to our Terms of Business. This document outlines the scope of our services, your rights, and the responsibilities of both parties during the claims process. By signing below, you confirm that you have read, understood, and agreed to these terms. If you have any questions or need clarification regarding our Terms of Business, please contact us at office@chasemonroclaims.co.uk before proceeding.

Chase Monro Claims may refer your claim to Elmwood Law if we believe it is in your best interests to do so. You will be informed within 48 hours of signing if you are being represented by either Chase Monro Claims or Elmwood Law. By signing here you also agree to the terms of our partner solicitor, Elmwood Law Terms Of Business.
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Thanks, your details are in!
We're now checking your finance agreements. You'll hear from us shortly.

What happens next?

  • We validate your details and identify eligible agreements.
  • Our team reviews your case and confirms next actions.
  • We'll contact you with any additional information needed.
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Unfortunately, you may not qualify
Our free check is for people who have had a car finance agreement. If your circumstances change, please come back and check again.

What our clients say

★★★★★

"Cant fault Chase Monro, kept me informed all the way of the process. It did take a while but the end result was great."

Steven Docherty Oct 2025
★★★★★

"Expertly handled claim. No fuss, constant updates and professionalism of staff especially Tom Smullen."

Keith Mottershead Aug 2025
★★★★★

"I've just received £3K. I wouldn't have had this without their work. It did take its time but I'm happy with the outcome!"

William Lane Mar 2025
★★★★★

"Very helpful and clear explanation of what is going on with my case. Very nice people."

Kenny Simpson Aug 2025

Frequently Asked Questions

A car finance claim allows you to seek compensation if your car finance agreement was mis-sold. Many drivers unknowingly paid inflated interest rates due to hidden commissions paid to dealers or brokers. If you weren't fully informed about your agreement's commissions, you could be owed on average £829 in compensation per agreement.
Don't worry. Our agreement finder locates eligible finance agreements using your details, and we take over the process for you. You don't need to hold any documents yourself.
The average successful claim is around £829 per mis-sold finance agreement, though the amount can vary depending on your circumstances and the commission involved. The £829 figure comes from the Financial Conduct Authority's publication dated 7th October 2025.
Absolutely. If you financed more than one vehicle, you may be eligible to claim for each mis-sold agreement. Each claim is handled separately, so you could recover compensation for every mis-sold PCP or HP agreement you've had.

We pursue claims against many UK lenders, including:

AlphabetAldermore Bank Asset FinanceAlphera Financial Services Audi FinanceBarclays Bank SAUBarclays Partner Finance Bentley FinanceBMW FinanceBlackhorse Blue Motor FinanceCA Auto FinanceChrysler Financial Services Citroen Financial ServicesClose BrothersClose Brothers Motor Finance Clydesdale FinanceDS Financial ServicesFCA Automotive Services UK FCE BankFiat 2-EasyFiat Financial Services Ford CreditHonda Finance EuropeHitachi Capital Consumer Finance Hitachi Capital Vehicle SolutionsHyundai Capital UKJaguar Jeep Financial ServicesKia FinanceLamborghini Finance Land Rover FinanceMann IslandMaserati Financial Services Mercedes-Benz Financial ServicesMitsubishi HC Capital UKMobilize Financial Services Motonovo FinanceN.I.I.B T/A Northridge FinanceNissan Finance Novuna Personal FinanceParagon Car FinancePeugeot Financial Services Porsche FinancePSA Finance UKRCI Financial Services Renault FinanceSantander Consumer (UK)SEAT Finance Shogun Finance LtdSkoda FinanceStartline Motor Finance Stellantis Financial ServicesSuzuki Financial ServicesToyota Financial Services Vauxhall Finance (GMAC)Volkswagen FinanceVolvo Financial Services

Claims pursued against 57 UK lenders

BarclaysSantander Black HorseClose Brothers BMW FinanceVW Finance Ford CreditToyota FS Mercedes-Benz FSMotonovo Porsche FinanceAudi Finance Land Rover Finance+ 43 more
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Settle My PCP is a trading style of Chase Monro Claims Ltd. Chase Monro Claims is registered in England and Wales. Registered number: 08314551. Registered office: 5 Glenn Building South 10 A Moor Lane, Crosby, Liverpool, England, L23 2UN. Chase Monro Claims Ltd is a claims management company authorised and regulated by the Financial Conduct Authority for regulated claims management activities. Firm Reference Number: 831404.

Chase Monro Claims Ltd is registered with the Information Commissioner's Office (ICO), registration number ZA446621.

You can claim for free without using a claims management company by contacting your lender directly. If your complaint isn't successful, you can refer it to the Financial Ombudsman Service for free. For more information on the FCA's car finance investigation, visit the FCA website.

Settle My PCP does not charge customers for its free eligibility check service.

In successful cases, Chase Monro Claims Ltd charges fees of 18% to 36% (including VAT). A success fee will be deducted from each successful claim. If you cancel your claim after the 14-day cooling-off period, you may be charged for any work undertaken at the rate of £139 - £282 per hour plus disbursements.

Chase Monro Claims may refer your claim to a firm of solicitors. If we do we will receive a referral fee from the solicitors for doing so. In successful cases, your solicitor will charge a success fee of 18% to 36% including VAT. This success fee will be deducted from each successful claim. If you cancel your engagement with the solicitor after the 14 day cooling off period, you may be charged for any work undertaken. These charges will be applied at the solicitor's normal hourly rates and will be in line with the SRA guideline hourly rates which can be found here. You will be provided with an invoice detailing the work undertaken, by whom and the amount of time spent on each task.

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